'Up' House In Utah Sold: Pixar-Inspired Home Goes For $400,000

SALT LAKE CITY ? Two self-described Disney "fanatics" have purchased a house in Utah modeled after the colorful home featured in the animated movie "Up."

Discovering the house in the Salt Lake City suburb of Herriman, Utah, was a dream come true for Clinton and Lynette Hamblin of Petaluma, Calif. The couple had been looking for a house with some of the same flourishes as the one in the movie, such as a multi-colored exterior or a blue kitchen with retro appliances.

They initially looked in California until they saw news reports about the house in Utah that included every possible detail from the movie and was even officially recognized as the "Up" house by Disney. Even more surprising was the $400,000 price tag, which was less than homes they looked at in California.

For them, however, the real attraction to the house was it underscored the overriding theme of the movie.

"We just love the message of the movie ? adventure is out there," Lynette Hamblin told The Salt Lake Tribune.

The house is modeled on its appearance early in the movie, when Carl and Ellie Frederickson are flush with the optimism of newlyweds. That was before infertility undid their hopes for a family and Ellie's death left Carl a curmudgeonly recluse who refuses to succumb to developers and sell his house.

Homebuilder Adam Bangerter told The Associated Press earlier this year that he and his brothers ? who collectively own Bangerter Homes ? wanted to replicate the house because it's iconic and plays an important role in the movie.

"It illustrates what homeownership really is, and it's not an investment. It's part of the American dream to have a house to care for, to improve and to make part of your family," Bangerter said during a tour of the house.

Herriman City spokeswoman Nicole Martin said about 45,000 people have visited the home for tours, and will continue to do so through the month of December. City leaders even recently passed a resolution honoring the house for its economic impact.

The Hamblins plan to move into the home after closing Jan. 4, which happens to be Lynette Hamblin's birthday.

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Source: http://www.huffingtonpost.com/2011/12/03/up-house-in-utah-sold-pix_n_1126951.html

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Ex-state Finance Director Henry Mabry chosen top executive for ...

MONTGOMERY, Alabama -- The Alabama Education Association's directors today voted to hire former state Finance Director Henry Mabry to replace Paul Hubbert as the AEA's executive secretary, AEA President Dot Strickland said.

The board also voted to hire Gregory Graves as associate executive secretary, replacing Joe Reed. Graves is an AEA lawyer.

Strickland said Mabry and Graves indicated they would accept the positions, assuming contract negotiations are successful.

Hubbert announced months ago he planned to retire. He became AEA's top executive in 1969.

The AEA is widely viewed among the more powerful lobbies at the Alabama Statehouse. It has about 95,000 members, most active or retired public school teachers or support workers.

Source: http://blog.al.com/spotnews/2011/12/ex-state_finance_director_henr.html

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MasterCard and mFoundry partner to offer NFC payments within mobile banking apps

Hoping to add more punch to the standard mobile banking app, mFoundry has announced that it will be making MasterCard's NFC feature PayPass available in its financial apps. What that translates to for the mobile banking user is a quick and easy way to pay without having to use an additional service like Google Wallet or whatever Isis has up its sleeve. mFoundry currently provides mobile banking services for more than 560 financial institutions and credit unions including PNC, Bank of America and Citi -- so chances are, if you're using a mobile banking app, it's powered by mFoundry. Sadly, the same cannot be said for the extremely limited amount of NFC phones that can actually support the feature. Perhaps having the option within a standard banking app will help the trend take off -- at least amongst those with NFC phones.

Continue reading MasterCard and mFoundry partner to offer NFC payments within mobile banking apps

MasterCard and mFoundry partner to offer NFC payments within mobile banking apps originally appeared on Engadget on Thu, 01 Dec 2011 16:15:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2011/12/01/mastercard-and-mfoundry-partner-to-offer-nfc-payments-within-mob/

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Hermene Hartman: Pastor Occupies Roof in Chicago Protesting Violence (Huffington post)

Share With Friends: | | Politics - Top Stories Stories, News Feeds and News via Feedzilla.

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Medicare back on the brink over cuts to doctors (AP)

WASHINGTON ? Politicians of both parties outdo each other vying for the approval of seniors, but their inability to compromise on the federal budget has put Medicare in the crosshairs again.

Unless Congress acts before Jan. 1, doctors face a 27 percent cut in their fees for treating Medicare patients. That could undermine health care for millions of elderly and disabled beneficiaries.

Last year around the holidays doctors were looking at a cut of about 20 percent. It's become a recurring symbol of the government's budget dysfunction.

The cuts are the consequence of a 1990s budget law that failed to control spending but never got repealed. Congress passes a temporary fix each time, only to grow the size of reductions required next time around. The supercommittee's breakdown leaves the so-called "doc fix" unresolved with time running out.

A thousand miles away in Harlan, Iowa, Dr. Don Klitgaard is trying to contain his frustration.

"I don't see how primary care doctors could take anywhere near like a 27 percent pay cut and continue to function," said Klitgaard, a family physician at a local medical center. "I assume there's going to be a temporary fix, because the health care system is going to implode without it."

Medicare patients account for about 45 percent of the visits to his clinic. Klitgaard said the irony is that he and his colleagues have been making improvements, keeping closer tabs on those with chronic illnesses in the hopes of avoiding needless hospitalizations. While that can save money for Medicare, it requires considerable upfront investment from the medical practice.

"The threat of a huge cut makes it very difficult to continue down this road," said Klitgaard, adding "it's almost comical" lawmakers would let the situation get so far out of hand.

There's nothing to laugh about, says a senior Washington lobbyist closely involved with the secretive supercommittee deliberations. The health care industry lobbyist, who spoke on condition of anonymity because he is not authorized to make public statements, said lawmakers of both parties wanted to deal with the cuts to doctors, but a fundamental partisan divide over tax increases blocked progress of any kind.

The main options now before Congress include a one-year or two-year fix.

The problem is the cost. Congress used to add it to the federal deficit, but lawmakers can't get away with that in these fiscally austere times. Instead, they must find about $22 billion in offsets for the one-year option, $35 billion for the two-year version. A permanent fix would cost about $300 billion over 10 years, making it much less likely.

"It's going to be a real challenge, and there's not a lot of time to play ping-pong," said the lobbyist. "It's entirely possible given past performance that Congress misses the deadline."

Congressional leaders of both parties have said that won't happen. Senate Finance Committee Chairman Max Baucus, D-Mont., says the Medicare fix is too important not to get done before the end of the year. His House counterpart, Ways and Means Chairman Dave Camp, R-Mich., agrees. But how? The endgame for a complex negotiation also involving expiring tax cuts, unemployment benefits and dozens of lesser issues remains unclear.

"They have to come up with a solution, and they will have to appear to pay for that solution, and that will be contentious," said economist Robert Reischauer, one of the public trustees who oversees Medicare and Social Security financing. One option: cut other parts of Medicare. Another: trim back spending under the health care overhaul law. Either of those approaches would mobilize opposition.

A nonpartisan panel advising lawmakers is recommending that doctors share the pain of a permanent fix with a 10-year freeze for primary care physicians and cuts followed by a freeze for specialists. Doctors aren't buying that.

The Obama administration says seniors and their doctors have nothing to fear.

But doctors are becoming increasingly irritated about dealing with Medicare. Surveys have shown that many physicians would consider not taking new Medicare patients if the cuts go through. Some primary care doctors are going into "concierge medicine," limiting their practice to patients able to pay a fee of about $1,500 a year, a trend that worries advocates for the elderly.

Ultimately, the solution is an overhaul of Medicare's payment system so that doctors are rewarded for providing quality, cost-effective care, said Mark McClellan, an economist and medical doctor who served as Medicare administrator for President George W. Bush. That continues to elude policymakers.

Instead, the threat of payment cuts has become a holiday tradition, said McClellan. "It's just not a very enjoyable one."

Source: http://us.rd.yahoo.com/dailynews/rss/us/*http%3A//news.yahoo.com/s/ap/20111128/ap_on_go_co/us_medicare_doctors_pay

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Value Investing OR Growth Investing

Happy Thanksgiving to all my readers!

Are you a value investor or a growth investor?

Most investors do not worry about this question ? they are busy following stock tips from friends and colleagues. Some sophisticated investors do start to form their own investment philosophy and they invariably bump into the following choices

• Fundamental Investing or Technical Investing? and,
• If Fundamental Investing than invest for value or growth?

Many will pick one or the other philosophy depending on what rings true to them. But as their investing evolves, they often realize that at the core, all investing is value investing.

After all, fundamental investing works on the core precept that the real value of the business is more than the stock price indicates. Sources of value may differ ? value investors place more importance on real tangible value that exist today while growth investors are willing to ascribe a value to the future growth in the business, though yet unrealized.

Value investors eschew risk while growth investors are willing to take it in expectation of better rewards.

If you are a value investor, and you are practically salivating at all the black friday deals available now, let me remind you that most purchases are expenses and once the money is gone it will not come back. How about a deal that is actually an investment? In return for your membership, I give you my best stock picks that will help you generate market beating returns year after year (and if it does not, than you get your money back). Best of all, first 100 subscribers to use this offer before Nov 27 sign up at 37.5% off.

If you look at ROI for your spend, this right here is a tremendous value, bar none.

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Source: http://www.arohaninc.com/article/value-investing-or-growth-investing/

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Penguin ebooks return to libraries (Digital Trends)

Penguin eBooks are once again available for library lending to owners of Amazon Kindle devices, at least through libraries using OverDrive?s ebook lending service. Penguin withdrew all its titles from library lending to Kindle owners through OverDrive earlier this week citing ?security concerns,? and said it would stop making new titles available to library lending on any platform. Penguin?s reversal returns makes existing ebook titles available for lending to Kindle owners; however, new titles will still not be available for library lending. And the reversal may be temporary: Penguin says it?s merely restoring availability of existing titles through December until a solution can be worked out.

?Penguin titles are available for check out by Kindle users and the Kindle format will be available for patrons who are currently on a waiting list for a Penguin title,? OverDrive?s Brianne Carlon wrote in the company?s blog. ?Upcoming releases remain unavailable.?

Penguin will, of course, still continue to publish print versions of new titles, which the company will continue to make available to libraries. Penguin will also offer new titles as ebooks?they just aren?t available for library lending.

Penguin has not elaborated on the nature of its security issues with library ebook lending to Kindle owners, saying only that it is working with Amazon and OverDrive to address the concerns. In a statement, Penguin indicated Amazon claims it had not been ?consulted by OverDrive? regarding the nature of Penguin?s agreement with OverDrive.

?Amazon has undertaken to work with Penguin and Overdrive between now and the end of the year to address Penguin?s concerns,? Penguin said in a statement.

This article was originally posted on Digital Trends

More from Digital Trends

Will piracy kill e-book lending?

Penguin halts Kindle library lending: Will more publishers disable the feature?

Rewriting the rules: How Amazon could cut e-book prices by cutting out publishers

Amazon?s tablet will be named the Kindle Fire

Source: http://us.rd.yahoo.com/dailynews/rss/personaltech/*http%3A//news.yahoo.com/s/digitaltrends/20111125/tc_digitaltrends/penguinebooksreturntolibraries

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